My Startling January Revelation

Feb 4, 2018

I got my Profit + Loss statement for January 2018 from my bookkeeper.

Do you know…

I was $4000 away from a $100k month?

Not a $100k in revenue.

Not $100k in gross profit.

NET profit.

I did $96,010 in net profit for January.

That’s after my salary and all expenses.

I don’t even know what to say.

I know that I expected life would feel so different with that kind of money coming in, but it doesn’t feel different.

It’s either because I am not really in touch with the last year and a half of my life (the business growth happened too fast), or I’m just so hell bent on NOT using the revenue as an excuse to spend frivolously that nothing really feels that different.

The truth is that I don’t know that my past demons of money and worry are really even gone yet. I know that everything and everyone can vanish in an instant.

I’m not sure it’s healthy to live that way, but it’s the way I think right now.

I’m so not your typical entrepreneur.

Strong, yes.

Adventurous, in a way.

Bootstrappy, for sure.

But knowing how to spend and where to spend is really a big battle in my head.

I did decide to invest in some cash value life insurance after consulting with wealth management experts Ryan Lee and Bradley Gibb. They specialize in helping entrepreneurs achieve financial independence through the two most trusted sources of guaranteed returns…

Business and real estate.

Some day I might do a livestream on why I chose them and their life insurance methodology for saving my money.

It might interest some of you!

Other than that, I’m trying to figure out how to have enough saved to do the following:

  • Pay for four college educations
  • Pay off the house
  • Create a retirement nest egg that will support thirty – forty years of retirement
  • Creating enough passive income that I can CHOOSE to work within 10 years
  • Go to Disney World once a year (or more) with my family just because I can’t think of any place else that’s as fun as Disney World

You know how much money I need in order to do all that, and live?

It’s a lot.

So while $96,000 of net profit seems like I should be sitting on a hill in a castle somewhere, I choose not to.

Instead, I’m taking 50% and putting it straight into a tax savings account.

I’m taking the remaining 50% and splitting it 30/70.

30% goes right back into the business for growth.

70% goes right into my “vault” investment account so I can’t touch it unless I NEED it for a specific investment or venture.

Which means, I don’t see or feel any of that $96,010.00 on purpose.

Because I don’t want to.

I have EVERYTHING I need.

My salary through my business and the pay through Clickfunnels is more than enough to cover the month to month bills, plus extra to save for vacations.

This is what I’m choosing to do.

I think I’m probably the least exciting expert to follow.

Which worries me a bit, since I make money directly in relation to the visibility and value I give out.

I don’t know how to be showy.

And I’m not sure it would be me if I was.

For me, I am 1000% driven by people.

Always have been, always will be.

Money is cool….

Security is better…

People are the best.

No matter where I go or what I do, I love humans. I love community. And since my life exploded in 2014 and I lost everything and everyone I loved (minus my family)…I’ve never had a real life community again.

I have beautiful online communities.

They are amazing.

I can go virtually anywhere in the world and know someone.

Just think about that for a minute.

That’s crazy.

The sense of mission and vision and belonging. It’s always about people.


I think that’s my point tonight….Money is AMAZING. Security is AWESOME.

But people are my reason.

Maybe it’s why I decided to get a minivan instead of a ferrari or a lambo.

Minivans can fit more people.

If you decide to follow me, study with me, mentor with me…

Know this…

I will always and forever teach business owners how to care and love the people they serve.

To me, there is no greater legacy.

Julie Chenell initials

Get in touch! I teach strategic business growth tacticss for everyday people.


  1. Melanie

    Wow! Well done and you are very exciting to follow. You are making great choices for yourself and your family….once you have the security…everything else just seems easier.

  2. Jill

    I love this.. <3 I'm no where near where you are financially or business wise but I am going through the process 🙂 This is a completely different prospective on "getting there", or having the "success" everyone talks about-which I believe looks completely different for everyone. Thank you so much for sharing your thoughts.

  3. Dave woodward

    Spoken like a true entrepreneur who has the battle scars to prove it. Congrats on your financial wisdom and decisions

  4. Ruth Roundy

    GASP…I love this!!! You Speak Right To My Soul!!!

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